RunVault — a financial identity layer for AI agents

RunVault is a startup building a financial identity layer for AI agents. Every financial system built in the last fifty years assumes a human is the one spending — agents aren't humans, and they need a financial identity of their own. Six agent payment protocols shipped in 18 months (ACP, AP2, VIC, TAP, KYAPay, x402); each solved one slice, none solved identity. Agents borrowed credentials from humans, budget checks happened after the charge, and a bad agent on one rail looked fine on the next.

We worked alongside the founders to conceptualise the technology stack, build, and launch the MVP. A drop-in Python SDK issues one scoped credential per agent. An atomic authority gate stops the charge before the network ever sees it — under 5ms P99. Unified routing spans virtual cards, Stripe ACP, Visa VIC, Google AP2, and x402.

Private beta launched in 2026, with ten design partners onboarding ahead of public GA. Pricing spans a free open-source SDK, a managed startup tier, and an HSM-backed enterprise tier with SOC 2 Type II and a 99.9% SLA.